Banking and financial sector

Bai-Tushum has been operating in the financial market since 2000, having commenced its activities in 1997 as an international project under Food for Progress monetization programme, implemented by American NGO ACDI/VOCA and Swiss organization Caritas. Bai-Tushum has confidently and dynamically developed from being a financial fund and microfinance company with the license entitling to mobilize deposits to a full-service Bank with full-fledged banking license. During this period the institution has become one of the largest financial institutions in the Kyrgyz Republic with the total assets of KGS 7.63 bn. and client base of more than 120 thousand clients.

The dynamic development history, real credit support of clients representing small and medium business, as well as large companies, continuous perfection, introduction of new technologies, development of remote service channels and business processes optimization have enabled Bai-Tushum Bank to become one of the top 8 banks in terms of deposits, one of the 9 top banks in terms of  loan portfolios and one of the 10 top banks in charter capital and assets.

The many years of successful experience, introduction of international practices in its activities and constant perfection of business processes, responsible attitude to clients, support of shareholders and investors, elaborate staff policy and clear development strategy enable the Bank to be the leader in its activities.

• First microfinance institution in Kyrgyzstan to receive deposit license
• First microfinance institution in Central Asia to receive full-pledged banking license
• First bank in Kyrgyzstan to receive international SMART certificate for compliance with Client Protection Principles
• First Bank and so far, the only one in Kyrgyzstan to be ranked for social transparency and responsibility by receiving S.T.A.R. Recognition from global international MixMarket platform.

Through its broad branch network Bai-Tushum provides a full range of financial services across the country, promoting the better coverage of the population in the Kyrgyz Republic with financial services.